Empowa Pay, is an app for tracking and recording lease payments for Empowa-financed homes. By leveraging web3 technology to record lease payments, it will build up a repayment history for each tenant. 

Through the principle of decentralization and the use of web3 technology, Empowa Pay enables Empowa to better manage the Empowa lease-to-own offering, ensuring timely and verified financial information. This enables Empowa to better manage risk and therefore reduce the cost of finance to the consumer, in this case, the person who can afford it least, without compromising on returns.