Unlocking Africa’s Affordable, Climate-Smart Housing Opportunity


Empowa is the first mover in providing affordable home loans for the financially excluded. We accelerate investment in climate-proof communities in Africa.

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Find out how we've increased Mozambique's home loan market by 5% in 6 months

Empowa is using blockchain technology to increase financial inclusion
by building climate smart lease to own homes in Mozambique

Solving old problems with new technology

Find out how we are utilising blockchain to make real-world impact

Watch our latest impact report

Empowa finances Africa's first affordable hemp home loan

In partnership with the Netherlands Government, Empowa financed Africa ‘s first affordable CO2 negative hempcrete home loan

Empowa Pay

Bringing transparency and accountability to the African affordable housing sector

Empowa is making impact on…

People with access
to Home Loans:

Empowering women led households

15.4 tonnes of CO2 saved per home

“The 50 million home shortage in Africa is a
trillion dollar
opportunity!”

– CAHF Yearbook 2021 – 

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