Affordable Housing Finance For The Mortgage Excluded
More than 85% of households in emerging markets earn informal incomes and are excluded from access to mortgages.
Empowa, an award-winning fintech, unlocks a new asset class: risk-managed housing finance for millions left out of the system.
Regions of Activity
Our technology unlocks a world of financial possibilities
Meeting market needs with new thinking and technology.
Investors
Investable housing finance with
performance data
Developers
Guaranteed off-take pathways to de-risk builds
Climate
Climate resilience that protects assets
& communities
Award winning financial solutions fit for emerging markets
Architecting financial inclusivity
Sustainable growth and impact
Empowa is taking over the affordable housing
finance market
99%
on time payment
across our housing portfolio
Turning Renters into Owners
50%
Over half our tenants have paid off 40% of their home equity within the first 18 months
Cutting the Cost of Finance in Half
50%
Lower cost of financing when compared to the traditional mortgage product in the market
From Excluded to Empowered
88%
of customers were financially excluded from any formal housing finance before gaining access to their Empowa rent-to-own product
Our Awards
AUHF
Innovative Property Technology of the Year 2024 & 2025
NAHFIS
Innovation Award
2024
Cardano Summit
Blockchain for Good Award
2022 & 2024
Media
Empowa updating the financial system for affordable homes
A video report by: