Service Providers
Rent-to-own management
made easy
Designed for housing developers, property managers, and financial institutions, our purpose-built technologies are revolutionizing rent-to-own operations across both formal and informal markets.

The technology to maximise success in rent-to-own portfolios
Experience the future of rent-to-own management with Empowa Pay, the all inclusive system designed for housing developers, property managers or financial institutions offering payment-plan contracts for affordable housing.
Empowa Pay has been developed for the informal financial market. Empower your team and digitally transform your operations with our comprehensive solution.

Built for the informal financial market
Discover the features and benefits that make Empowa Pay the ultimate tool for rent-to-own:
Effortless client management

Data Integrity and Investment

Seamless System Integration

Purpose built Solutions for Rent-to-own service providers
Empowa offers Empowa Pay a purpose-built solution for capturing the full life cycle of a rent-to-own contract. From capturing an application, to recording an agreement and ultimately recording both monthly and ad-hoc payments.
Empowa Pay has the ability to record payment data onto the Cardano blockchain allowing a service provider to benefit from the traceability, audibility and security of blockchain records. This ensures high quality data that can better support any application for funding.
Financing for off-take
Empowa is not only providing Empowa Pay as a means to track project performance but also actively creating an ecosystem that promotes the funding of climate-smart affordable housing. By facilitating the collection of crucial market data related to the rent-to-own concept, Empowa collaborates with partners to secure the necessary capital for off-take financing through our network of investors.
If you are currently involved in the affordable housing sector in Africa and meet the specified criteria, we encourage you to contact us to explore how the Empowa ecosystem can potentially offer financial support to your project.
Conditions for Funding
- You have either already built homes or have secured funding for construction
- You have evidence of demand and/or financial information captured and verified through Empowa Pay
- Your homes are sustainably built and/or are climate resilient.
- You have a track record of successful affordable housing projects
- You are developing homes on the African continent
Customer Testimonials

Olu Olanrewaju
Co-Founder, The Affordable Housing Company (TAHCO)
Richard Bahumwire
Executive Director, Casa RealWe had been struggling to find a solution that was built for the realities of the Mozambique property market. We were therefore excited to find Empowa Pay and start digitising our business. We are now able to record data from applications to agreements and monthly payments all in one system that understands the informal income that is a reality across Africa.
Contact us to get started
Do you have questions, want to request a demo, or are interested in how to become a Service Provider? Feel free to reach out to us using our contact form.
Thanks to Empowa Pay, we can now accurately capture and validate the demand for our affordable housing offerings in Nigeria. By offering a reliable method to record the performance of our rent-to-own homes, we can establish a solid track record. This track record is essential for accessing capital through the Empowa ecosystem, enabling us to scale our project effectively.